Last Updated: August 30, 2019

    1. Agreement to Terms

    1.1. These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity (you), and Amazying, located at Lithuania (we, us), concerning your access to and use of the www.amazying.com website as well as any related applications (the Site).

    The Site provides the following financial service. You agree that by accessing the Site and/or Services, you have read, understood, and agree to be bound by all of these Terms and Conditions.

    If you do not agree with all of these Terms and Conditions, then you are prohibited from using the Site and Services and you must discontinue use immediately. We recommend that you print a copy of these Terms and Conditions for future reference.

    1.2. The supplemental policies set out in Section 1.7 below, as well as any supplemental terms and condition or documents that may be posted on the Site from time to time.

    1.3. We may make changes to these Terms and Conditions at any time. The updated version of these Terms and Conditions will be indicated by an updated "Revised" date and the updated version will be effective as soon as it is accessible. You are responsible for reviewing these Terms and Conditions to stay informed of updates. Your continued use of the Site represents that you have accepted such changes.

    1.4. We may update or change the Site from time to time to reflect changes to our products, our users' needs and/or our business priorities.

    1.5. Our site is directed to people residing in the European Union. The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country.

    1.6. The Site is intended for users who are at least 16 years old. If you are under the age of 16, you are not permitted to register for the Site or use the Services without parental permission.

    1.7. Additional policies which also apply to your use of the Site include:

    • Our Privacy Notice, which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using the Site, you consent to such processing and you warrant that all data provided by you is accurate.

    • Our Acceptable Use Policy, which sets out the permitted uses and prohibited uses of the Site. When using the Site, you must comply with this Acceptable Use Policy.

    • Our Cookie Policy, which sets out information about the cookies on the Site.

    2. Acceptable Use

    2.1. Our full Acceptable Use Policy, sets out all the permitted uses and prohibited uses of this site.

    2.2. You may not access or use the Site for any purpose other than that for which we make the site and our services available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

    2.3. As a user of this Site, you agree not to:

    • Systematically retrieve data or other content from the Site to a compile database or directory without written permission from us
    • Make any unauthorized use of the Site, including collecting usernames and/or email addresses of users to send unsolicited email or creating user accounts under false pretenses
    • Use the Site to advertise or sell goods and services
    • Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords
    • Make improper use of our support services, or submit false reports of abuse or misconduct
    • Interfere with, disrupt, or create an undue burden on the Site or the networks and services connected to the Site
    • Attempt to impersonate another user or person, or use the username of another user
    • Sell or otherwise transfer your profile
    • Use any information obtained from the Site in order to harass, abuse, or harm another person
    • Attempt to access any portions of the Site that you are restricted from accessing
    • Harass, annoy, intimidate, or threaten any of our employees, agents, or other users
    • Delete the copyright or other proprietary rights notice from any of the content
    • Copy or adapt the Site's software, including but not limited to Flash, PHP, HTML, JavaScript, or other code
    • Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material that interferes with any party's uninterrupted use and enjoyment of the Site, or any material that acts as a passive or active information collection or transmission mechanism
    • Use, launch, or engage in any automated use of the system, such as using scripts to send comments or messages, robots, scrapers, offline readers, or similar data gathering and extraction tools
    • Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Site
    • Use the Site in a manner inconsistent with any applicable laws or regulations
    • Advertise products or services not intended by us
    • Falsely imply a relationship with us or another company with whom you do not have a relationship

    3. Information you provide to us

    3.1. You represent and warrant that: (a) all registration information you submit will be true, accurate, current, and complete and relate to you and not a third party; (b) you will maintain the accuracy of such information and promptly update such information as necessary; (c) you will keep your password confidential and will be responsible for all use of your password and account; (d) you have the legal capacity and you agree to comply with these Terms and Conditions; and (e) you are not a minor in the jurisdiction in which you reside, or if a minor, you have received parental permission to use the Site.

    If you know or suspect that anyone other than you know your user information (such as an identification code or user name) and/or password, you must promptly notify us at [email protected]

    3.2. If you provide any information that is untrue, inaccurate, not current or incomplete, we may suspend or terminate your account. We may remove or change a user name you select if we determine that such user name is inappropriate.

    3.3. As part of the functionality of the Site, you may link your account with online accounts you may have with third party service providers (each such account, a Third Party Account) by either: (a) providing your Third Party Account login information through the Site; or (b) allowing us to access your Third Party Account, as is permitted under the applicable terms and conditions that govern your use of each Third Party Account.

    You represent that you are entitled to disclose your Third Party Account login information to us and/or grant us access to your Third Party Account without breach by you of any of the terms and conditions that govern your use of the applicable Third Party Account and without obligating us to pay any fees or making us subject to any usage limitations imposed by such third party service providers.

    3.4. By granting us access to any Third Party Accounts, you understand that (a) we may access, make available and store (if applicable) any content that you have provided to and stored in your Third Party Account (the "Social Network Content") so that itis available on and through the Site via your account, including without limitation any friend lists; and (b) we may submit and receive additional information to your Third Party Account to the extent you are notified when you link your account with the Third Party Account.

    Depending on the Third Party Accounts you choose and subject to the privacy settings that you have set in such Third Party Accounts, personally identifiable information that you post to your Third Party Accounts may be available on and through your account on the Site. Please note that if a Third Party Account or associated service becomes unavailable or our access to such Third Party Account is terminated by the third party service provider, then Social Network Content may no longer be available on and through the Site.

    You will have the ability to disable the connection between your account on the Site and your Third Party Accounts at any time. Please note that your relationship with the third party service providers associated with your third party accounts is governed solely by your agreement(s) with such third party service providers. We make no effort to review any Social Network Content for any purpose, including but not limited to, for accuracy, legality or non-infringement, and we are not responsible for any Social Network Content.

    You acknowledge and agree that we may access your email address book associated with a Third Party Account and your contacts list stored on your mobile device or tablet computer solely for purposes of identifying and informing you of those contacts who have also registered to use the Site. At your email request to [email protected] or through your account settings, we will deactivate the connection between the Site and your Third Party Account and attempt to delete any information stored on our servers that was obtained through such Third Party Account, except the username and profile picture that became associated with your account.

    4. Our content

    4.1. Unless otherwise indicated, the Site and Services including source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (Our Content) are owned or licensed to us, and are protected by copyright and trademark laws.

    4.2. Except as expressly provided in these Terms and Conditions, no part of the Site, Services or Our Content may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

    4.3. Provided that you are eligible to use the Site, you are granted a limited licence to access and use the Site and Our Content and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use.

    4.4. You shall not (a) try to gain unauthorised access to the Site or any networks, servers or computer systems connected to the Site; and/or (b) make for any purpose including error correction, any modifications, adaptions, additions or enhancements to the Site or Our Content, including the modification of the paper or digital copies you may have downloaded.

    4.5. We shall (a) prepare the Site and Our Content with reasonable skill and care; and (b) use industry standard virus detection software to try to block the uploading of content to the Site that contains viruses.

    4.6. The content on the Site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from taking, any action on the basis of the content on the Site.

    4.7. Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that Our Content on the Site is accurate, complete or up to date.

    5. Site Management

    5.1. We reserve the right at our sole discretion, to (1) monitor the Site for breaches of these Terms and Conditions; (2) take appropriate legal action against anyone in breach of applicable laws or these Terms and Conditions; (3) otherwise manage the Site in a manner designed to protect our rights and property and to facilitate the proper functioning of the Site and Services

    5.2. We do not guarantee that the Site will be secure or free from bugs or viruses.

    5.3. You are responsible for configuring your information technology, computer programs and platform to access the Site and you should use your own virus protection software.

    6. Modifications to and availability of the Site

    6.1. We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. We also reserve the right to modify or discontinue all or part of the Services without notice at any time.

    6.2. We cannot guarantee the Site and Services will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Site, resulting in interruptions, delays, or errors. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Site or Services during any downtime or discontinuance of the Site or Services. We are not obliged to maintain and support the Site or Services or to supply any corrections, updates, or releases.

    6.3. There may be information on the Site that contains typographical errors, inaccuracies, or omissions that may relate to the Services. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information at any time, without prior notice.

    7. Disclaimer/Limitation of Liability

    7.1. The Site and Services are provided on an as-is and as-available basis. You agree that your use of the Site and/or Services will be at your sole risk except as expressly set out in these Terms and Conditions. All warranties, terms, conditions and undertakings, express or implied (including by statute, custom or usage, a course of dealing, or common law) in connection with the Site and Services and your use thereof including, without limitation, the implied warranties of satisfactory quality, fitness for a particular purpose and non-infringement are excluded to the fullest extent permitted by applicable law.

    We make no warranties or representations about the accuracy or completeness of the Site's content and are not liable for any (1) errors or omissions in content; (2) any unauthorized access to or use of our servers and/or any and all personal information and/or financial information stored on our server; (3) any interruption or cessation of transmission to or from the site or services; and/or (4) any bugs, viruses, trojan horses, or the like which may be transmitted to or through the site by any third party. We will not be responsible for any delay or failure to comply with our obligations under these Terms and Conditions if such delay or failure is caused by an event beyond our reasonable control.

    7.2. Our responsibility for loss or damage suffered by you:

    We do not exclude or limit in any way our liability to you where it would be unlawful to do so. If we fail to comply with these Terms and Conditions, we will be responsible for loss or damage you suffer that is a foreseeable result of our breach of these Terms and Conditions, but we would not be responsible for any loss or damage that were not foreseeable at the time you started using the Site/Services.

    We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

    • use of, or inability to use, our Site/Services; or
    • use of or reliance on any content displayed on our Site.

    In particular, we will not be liable for:

    • loss of profits, sales, business or revenue;
    • business interruption;
    • loss of anticipated savings;
    • loss of business opportunity or reputation; or
    • any indirect or consequential loss.

    We have no liability to you for any loss of profit, loss of business, business interruption, or loss of, business opportunity.

    8. Term and Termination

    8.1. These Terms and Conditions shall remain in full force and effect while you use the Site or Services or are otherwise a user of the Site, as applicable. You may terminate your use or participation at any time, for any reason, by following the instructions, for terminating user accounts in your account settings, if available, or by contacting us at [email protected]

    8.2. Without limiting any other provision of these Terms and Conditions, we reserve the right to, in our sole discretion and without notice or liability, deny access to and use of the Site and the Services (including blocking certain IP-addresses), to any person for any reason including without limitation for breach of any representation, warranty or covenant contained in these Terms and Conditions or of any applicable law or regulation.

    If we determine, in our sole discretion, that your use of the Site/Services is in breach of these Terms and Conditions or of any applicable law or regulation, we may terminate your use or participation in the Site and the Services or delete your profile and any content or information that you posted at any time, without warning, in our sole discretion.

    8.3. If we terminate or suspend your account for any reason set out in this Section 9, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.

    9. General

    9.1. Visiting the Site, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communication be in writing.

    You hereby agree to the use of electronic signatures, contracts and other records and to electronic delivery of notices, policies and records of transactions initiated or completed by us or via the Site. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by other than electronic means.

    9.2. These Terms and Conditions and any policies or operating rules posted by us on the Site or in respect to the Services constitute the entire agreement and understanding between you and us.

    9.3. Our failure to exercise or enforce any right or provision of these Terms and Conditions shall not operate as a waiver of such right or provision.

    9.4. We may assign any or all of our rights and obligations to others at any time.

    9.5. We shall not be responsible or liable for any loss, damage, delay or failure to act caused by any cause beyond our reasonable control.

    9.6. If any provision or part of a provision of these Terms and Conditions is unlawful, void or unenforceable, that provision or part of the provision is deemed severable from these Terms and Conditions and does not affect the validity and enforceability of any remaining provisions.

    9.7. There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these Terms and Conditions or use of the Site or Services.

    9.8. If you are a user, these Terms and Conditions, their subject matter and their formation (and any non-contractual disputes or claims) are governed by Lithuania Law. We both agree to the exclusive jurisdiction of the courts of Lithuania. If you have any complaint or wish to raise a dispute under these Terms and Conditions or otherwise in relation to the Site please follow this link http://ec.europa.eu/

    9.9. The following are trademark of Amazying. You are not permitted to use them without our approval, unless they are part of material our Site explicitly states you are permitted to use.

    Amazying, trademarked in Lithuania.

    9.10. In order to resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us by email at [email protected] or by post to: Antakalnio St. 17, Vilnius LT-10312, Lithuania.


    This Schedule regulates the actions of the legal entity-the Borrower and the Lender aimed at conducting by the Lender of a verification of documents and information received from the Borrower in order to establish the possibility/impossibility of concluding a loan agreement between the Borrower and the Lender.

    To initiate the verification the Borrower independently sends the documents to the Lender and provides the information provided by this Schedule and by the instructions located on the Lender's Website in the appropriate section.

    After the Borrower sends the documents and provides information, the Lender assumes the obligation to verify the documents and information in the manner and on the conditions provided for by this Schedule.

    Sending documents for verification does not guarantee the conclusion of a loan agreement.

    The Borrower must register on the Lender's website in the following order:

    a) The Borrower's representative opens the Borrower's account in the Lender's electronic system to initiate the verification for the subsequent conclusion of the Loan Agreement.

    b) the Representative/the representatives of the Borrower, open The Borrower's representative account in the Lender's electronic system in order to exercise his powers to conclude the Loan Agreement, to pass the verification and be able to conclude a loan agreement.

    By registering the Borrower on the Lender's website, the manager or other representative of the Borrower confirms that he is the duly selected or appointed representative of this legal entity, and that the legal entity he represents is properly established and acts legally. The Head of the Borrower or his representative is obliged to identify himself in accordance with the procedures set forth on the Lender's website and provide the documents specified on the Lender's website.

    Registration of the Borrower on the Lender's website means that the Borrower agrees to the terms of this Schedule and undertakes to comply with them.

    The Borrower confirms that, during registration on the Lender's website, he was provided with reliable information, and changing or supplementing his personal data in the future, he will provide only reliable information. The Borrower is responsible for any losses arising from the provision of erroneous data.

    In the cases provided for by this Schedule or the system, as well as in accordance with the established procedure, the Borrower and (or) his representative must confirm the registration of the Account, pass the identification of the Borrower to start or resume the Services. Identification of the Borrower and confirmation of registration of the Account and new Services are necessary to protect the interests of the Borrower and the Lender.


    The Lender - a legal entity established under the laws of the Republic of Lithuania and which is a financial institution in accordance with the Law on Financial Institutions of the Republic of Lithuania No. IX-1068 and Regulation (EU) No 575/2013 of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and investment firms;
    The Borrower - a legal entity established and operating under the laws and in the territory of the European Union, providing documents and information for verification to the Lender for the purpose of subsequent conclusion of a loan agreement;
    The Debtor - Amazon.com electronic trading platform where the Borrower is registered as a seller of goods and / or services (the Seller's account);
    Verification of the Borrower (Verification) - the Lender's analysis process of documents and information received from the Borrower in order to establish the possibility / impossibility of concluding a loan agreement;
    The Seller's account - the registered personal account of the Borrower on the website of the Debtor (https://sellercentral.amazon.com/), the Borrower has access to;
    The Lender's access to the Seller's Account (Test access) - limited access of the Lender to the seller's account to analyze the Borrower's activity. By accessing the seller's account, the Lender guarantees that he will not make changes to the Seller's account.
    The Borrower's representative account (Account) - an account created during registration on the Lender's website. The Account is personal, therefore, each representative of the Borrower who has the right to manage the Borrower's Account is required to register on the Lender's website, create his own Personal Account and go through the necessary identification procedure.
    The Borrower's Account - An account opened by the Borrower in an electronic system on the Lender's Website. The Borrower's account is entitled to be opened by the head of the legal entity or another representative of the Borrower, who has the powers established by the legal acts and (or) constituent documents of the Borrower. The Head of the Borrower who opened the account has the right to grant the rights to manage the Account to other persons authorized by the Borrower after they register on the Lender's website and open their personal Accounts.
    The Lender's Website (Website/Site) - the official website of the Lender on the Internet, located at the next network address: https://amazying.com/


    1.1. The Borrower provides for verification the following documents and / or information:

    -Test access to the Seller's account;
    -Registration code, name of the Borrower's enterprise;
    - Address of registration of the Borrower and address of the activities of the Borrower;
    - Tax information (tax structure, tax identification number (TIN);
    - Information about individuals, representing of the Borrower (the founders and the manager), information about sureties (if applicable);
    - A completed application form by the form of the Lender posted on the Site at the link: app.amazying.com, the Lender shall conduct a Borrower's verification.

    1.1.1. The parties specifically agreed that the Lender has the right to additionally request from the Borrower:

    -an additional information and (or) documents related to the Borrower or operations carried out by him, as well as to fill out and periodically (at least once a year) update the data of the Borrower's questionnaire.
    The Lender has the right to require that the provided copies of documents be certified by a notary and (or) translated into at least one of the languages acceptable to the Lender. All expenses for paperwork and information are borne by the Borrower. If the Borrower does not provide additional information and (or) documents within the time period established by the Lender, the Lender has the right to refuse to cooperate with the Borrower.
    - a list of current shareholders of the legal entity represented by him. By submitting the list, the Borrower confirms that the list is valid and accurate, and that the listed shareholders own the shares independently, and not on behalf of a third party (otherwise, such circumstances should be stated additionally, while indicating third parties who actually own the shares). The lender has the right to refuse to conclude a loan agreement if it turns out that it is impossible to establish the beneficiaries of the legal entity (for example, bearer of the legal entity are holders of bearer shares).
    -In some cases, following the obligations established by law or if the type of documents requires it (for example, it is necessary to provide the original document), the Lender has the right to require the Borrower to go through the identification procedure in a specific way (for example, to come to the Borrowers service department).

    1.2. The verification period is up to 10 business days from the date of submission of documents and / or information through the Site in electronic form.

    1.3. If the Lender makes a positive decision to conclude a loan agreement based on the analysis of the information received, the Borrower shall be notified in writing of the Lender's readiness to conclude the Loan agreement no later than specified in clause 1.2.

    1.4. If a negative decision is made, the Lender shall notify the Borrower of the refusal to conclude a loan agreement in the manner specified in clause 1.2. term.


    2.1. TheBorrower undertakes to:

    2.1.1. Provide information and documents specified in clause 1.1. for the Borrower's verification;

    2.1.2. Provide additional information and / or documents at the request of the Lender when the provision of such additional information and / or documents is subject to the requirements of this Schedule.

    2.2. The Borrower has the right to:

    2.2.1. Refuse to carry out the verification at any time. In this case the Borrower does not have the right to make claims to the Lender under the refusal of the Lender to conclude a loan agreement with the Borrower.

    2.2.2. Get information about the results of the verification after the period specified in clause 1.2.

    2.3. TheBorrower guarantees that:

    2.3.1. The Borrower is a legal entity organized, registered and legally existing in accordance with applicable law;

    2.3.2. Providing documents and / or information for the Borrower's Verification, the Borrower acts voluntarily, consciously and not under duress;

    2.3.4. The Borrower has got acquainted with the privacy policy and the personal data processing and regulation on the Site.

    2.3. TheLender undertakes:

    2.3.1. Fulfill the obligations undertaken in a timely manner and in full;

    2.3.2. Ensure compliance with the requirements of the legislation on the protection of personal data and the conditions of confidentiality during the Borrower's verification;

    2.3.3. delete all data and information received from the Borrower and not use such data, documents and / or information for any purpose, in the case when the Borrower refuses from verification in accordance with clause 2.2.1.

    2.4. The Lender has the right to:

    2.4.1. Refuse the Borrower to enter into a loan agreement based on the results of the Borrower's verification;

    2.4.2. Do not disclose conclusions and results made on the basis of data received from the Borrower for passing the verification;

    2.4.3. Do not inform the Borrower about the verification progress;

    2.4.4. Do not explain the reasons for refusing to conclude a loan agreement;

    2.4.5. The Lender guarantees that the reason for refusal to conclude a loan agreement is always good reasons that the Lender is not required or not entitled to disclose.

    2.4.6. The Lender has the right to engage information service providers to verify the accuracy of the data provided by the Borrower, as well as to obtain information that may affect the performance by the Borrower of its obligations under the Schedule, while the Lender assumes the obligation to comply with the requirements set forth in Section 3 of this Schedule.


    3.1. The lender acts as a personal data operator and adheres to the current Personal Data Protection Act (PDPA), the EU General Data Protection Regulation ("GDPR"), and the ePrivacy Regulation ("EPR").

    3.2. Information about personal data is collected by the Lender, purpose they can be processed by, and what cookies can be used during visits and use of the Site can be obtained on the Site, at the link: https://amazying.com/privacy-policy

    3.3. If the Borrower or the representative of the Borrower performs actions under this Agreement on behalf of or in the interests of third parties, the information that is provided about these third parties is collected and processed by the Lender in accordance with the same conditions that apply to the personal data of the Borrower. By providing such information about third parties, the Borrower confirms that such a third party is familiar with these conditions and understands their consequences, and also provides unconditional and full consent to the collection and processing of his personal data in accordance with the conditions set on the Site.


    4.1. The parties undertake not to disclose confidential information and to protect the information constituting a commercial secret from disclosure, that is, from actions or inaction, as a result of which information constituting a commercial secret in any possible form (oral, written, other form, including with using technical means) becomes known to third parties without the consent of the Parties.

    4.2. Information constituting a trade secret in this Schedule means any information (production, financial, economic or other information that has actual or potential commercial value due to its unknown to third parties, to which there is no free access legally and to which Parties take all possible measures to keep confidentiality.

    4.3. The information constituting the trade secrets of the Parties, in particular, includes the following information:

    - information about the applied original management methods, planning and control systems;
    - information on the preparation, adoption and implementation of individual decisions of the leadership of the Parties on commercial, organizational, industrial and other issues;
    - information about planned investments, purchases and sales;
    - information on the facts of the conduct, objectives, subject and results of meetings and meetings of the governing bodies of the Parties;
    - information on the status of any bank accounts of the Parties and the financial transactions of the Parties (including, but not limited to: the amount of working capital, any cash flows, information on cash balances);
    - information on the amount of profit of the Parties;
    - information on debt obligations of the Parties;
    - information on the effectiveness of the commercial activities of the Parties;
    - information about partners and Borrowers (both legal entities and individuals) of the Parties, as well as about their competitors that are not contained in open sources (directories, catalogs, etc.), including the terms of any agreements concluded with partners and Borrowers of the Parties;
    - any access rights (logins, passwords, etc.
    ) that become known to the Parties; - information on the preparation and results of negotiations with business partners of the Parties;
    - information whose confidentiality conditions are established in agreements, contracts, agreements and other obligations of the Parties;
    - information on calculation methods, structure, price level for services and the amount of discounts;
    - information on the status of the software of the Parties;
    - information on the features of the technologies used and developed and the specifics of their application;
    - information constituting the commercial secret of partner organizations and transmitted on a trust basis by one Party to the other Party;
    -Personal data of employees of the Parties.

    4.4. Information constituting a trade secret of the Parties includes all information obtained by extracting, processing, summarizing or analyzing information from information constituting a trade secret of the Parties.

    4.5. Information constituting a trade secret of the Parties may also include any other information that fits the general definition of information constituting a trade secret.

    4.6. Information constituting a trade secret may be provided by one of the Parties to the other Party in any form: orally (including by telephone), in writing, in the form of photographs, in electronic (including e-mail, instant messengers), graphic, in any another form. Information that is disclosed orally or transmitted on electronic media will be considered as information constituting a trade secret, if it is determined as such at the time of disclosure.

    4.7. Information that cannot constitute a trade secret includes:
    - information that prior to the submission of documents and / or information for the Verification was widely known;


    5.1. The applicable law (including procedural) under this Schedule is the law of the Republic of Lithuania.


    6.1. In all other respects not provided for in this Schedule, the Parties will be guided by the provisions of the current legislation of the Republic of Lithuania.

    6.2. This Schedule shall enter into force upon its publication on the Site.

    6.3. APR on loans granted by Amazingas UAB ranges from 26.07% to 91.25%. The amount of APR depends on frequency of use, type of financial product client choose and Amazon payment schedule.

    6.4. The Lender has the right to unilaterally amend this Schedule with the subsequent publication of a new version on the Site.

    6.5. In order to avoid disagreements on the time for the execution of actions under this Schedule, the Parties agreed that the time zone by which the time is calculated under this Schedule is UTC +3.

    Amazingas UAB, 305227446, a legal entity under the laws of the Republic of Lithuania and being a financial institution in accordance with the Law on Financial Institutions of the Republic of Lithuania No. IX-1068 and Regulation (EU) No. 575/2013 of the European Parliament and the Council on Prudential Requirements to credit organizations and investment firms "(hereinafter referred to as the Operator), offers to any natural or legal person, or a natural person representing a legal person (hereinafter referred to as the Client) to conclude an agreement on the recognition of electronic documents signed with an electronic signature, as an equivalent to documents, made on paper, signed with a handwritten signature, in particular for the purpose of concluding and executing loan agreements, as well as any annexes and addenda to the agreement, in accordance with Regulation (EU) No 910/2014 of the European Parliament and of the Council of 23 July 2014 on electronic identification and trust services for electronic transactions in the internal market and repealing Directive 1999/93/EC (hereinafter - the EU Regulation). The Operator and the Client are hereinafter collectively referred to as the «Parties».

    Terms are used in the meaning adopted in the EU Regulation, as well as in the agreements of the Operator.

    «Electronic identification» means the process of using person identification data in electronic form uniquely representing either a natural or legal person, or a natural person representing a legal person;
    «Electronic identification tool» means a tangible and / or intangible unit containing a natural person data identity and used for an online service authentication;
    «Electronic signature» means data in electronic form which is attached to or logically associated with other data in electronic form and which is used by the signatory to sign;
    «Electronic document» means documented information presented in electronic form, that is, in a form suitable for human perception using electronic computers, as well as for transmission via information and telecommunication networks or processing in information systems.

    1. The Parties approval to recognize the electronic signature as an analogue of the Client's own signature

    1.1. The parties agreed that the Client can use electronic signatures to sign agreements with the Operator, as well as any other documents regulating the relations between the Operator and the Client, including, but not limited to documents related to the loan agreement execution, amendment and/or termination. An exception is made up of documents in respect of which the Operator or the legislation of the EU or the Republic of Lithuania directly establishes the rules for accepting them only on paper.

    1.2. In accordance with the EU Regulation, the Parties acknowledge that the information in electronic form signed by the Client using an Electronic Signature is recognized as an electronic document equivalent to a paper document signed by the Client's own signature and generates the rights and obligations between the Client and the Operator. Documents signed with an Electronic Signature are stored unchanged by the Operator or by an authorized person fulfilling the requirements of the EU Regulation and can be provided to the Client upon his request.

    1.3. The loan agreement conclusion occurs by the Client's signing using the electronic signature of the text of such agreement.

    1.4. The electronic signature should not be denied in legal force and admissibility as evidence during the trial solely on the grounds that it is in electronic form or does not meet the requirements for qualified electronic signatures.

    2. The Rules to determine the Client by his electronic signature

    2.1. When the agreement is signing remotely, the Parties recognize the procedure for identifying the Client's identity with the hardware-software complex for servicing the Clients, established and / or used by the Operator or provided by an authorized person, sufficient for reliable identification of the Client's identity and equivalent to personal reception.

    2.2. As interfaces for confirming the transactions approval, the Parties agree to use the Operator's interfaces, including, but not limited to: Personal Account, USSD-commands, SMS, E-mail and others.

    2.3. The acceptation of the Client's approvement to conclude a transaction through the Operator's interfaces using Electronic Identification will be the signing of the document by the Client's Electronic Signature.

    3. The Parties obligation to keep confidential

    3.2. The Parties undertake to ensure the confidentiality of identification data intended for access to electronic signature (by using them in a safe terms, by creating the storage conditions that exclude their disclosure and unauthorized access to them, as well as other compromise of electronic signature means / electronic signature keys).

    4. The conclusion procedure and the term of the Agreement

    4.1. The Client accepts in full the terms of this Agreement.

    5. Final provisions

    5.1. The Agreement shall enter into force upon acceptance by the Client. Acceptance is recognized by pressing the "accept" button on the Operator's website: app.amazying.com

    5.2. The Parties may terminate the Agreement by sending a written warning to the other Party not less than 30 calendar days before the expected date of termination. In the event that the Operator decides to terminate all existing Agreements with Clients in all, such termination is carried out by publishing the corresponding notice on the Operator's website: https://amazying.com/

    5.3. The Notification of a change to this Agreement is the publication of the text of the amended Agreement on the Operator's website: https://amazying.com/. If the Client has not sent a refusal to accept the changes to the Operator within 10 (ten) days from the date of publication of the changes of the Agreement, such changes shall be deemed accepted by the Customer.

    © 2019 Amazingas UAB. Registered Number 305227446.
    Registered Office Vilnius Tech Park, Antakalnio St. 17, Vilnius LT-10312, Lithuania.
    All rights reserved.